What is a Visa Check Card?
It is a new way to pay "cash", but with the convenience and safety of a credit card. It has the appearance of a credit card, but functions as a check.
Who is eligible to receive a Visa Check Card?
Any member of South Texas Federal Credit Union who is at least 18 years old, and has a checking account is eligible.
Where can I use my new Visa Check Card?
Use it for shopping, traveling, dinning out, grocery store, gas or even to order items from catalog merchants by mail or telephone...even places that do not accept checks!
Additionally, your Check Card functions as an enhanced ATM card that can be used at thousands of ATM locations around the world.
What do I do if I lose my Visa Check Card?
Immediately call our office at 956-618-7500 to report the card lost or stolen. If our office is not open please call 1-800-791-2525.
Why should I prefer to use my Visa Check Card?
With your Check Card, there is no need to carry your checkbook or large amounts of cash. Just present it at the time of purchase and the amount will automatically be deducted from your South Texas Federal Credit Union checking account.
You will save time and money since there is no check to write or time spent waiting for check approval.
Your privacy is protected by not having to present additional ID that shows your address, phone number or checking account number.
You will receive a receipt immediately with your transaction. The details will show up on your checking account statement, listing the date and location of every debit card transaction.
Unlike a credit card, there are no finance charges or late fees: however, if your account is overdrawn, overdraft fees may apply.
How and When do I get a Visa Check Card from South Texas Federal Credit Union?
As soon as an application is filled out and either mailed or brought into one of South Texas Educators Federal Credit Union locations. Upon approval...it's yours!