Savings & Investments
Term Share Certificates of Deposit
| $1,000.00 to $9,999.99 | $10,000.00 to $49,999.99 | $50,000.00 to Jumbo | |
|---|---|---|---|
| Dividend Rate / APY** | Dividend Rate / APY** | Dividend Rate / APY** | |
| 12 months | 1.49% / 1.50% | 3.20% / 3.25% | 3.67% / 3.75% |
Savings & Investments
| Account Type | APR* | APY** | Minimum Balance to Earn APY** |
|---|---|---|---|
| Savings Account | 0.0010% | 0.0010% | Any |
| IRA Account | 0.100% | 0.100% | $1,000.00 |
– Dividend Rate and APY for the relevant dividend period.
– APY can fluctuate.
– Withdrawing funds can result in a lower APY.
– Dividends are paid from current income and earnings after necessary transfers to reserves.
– Excludes Certificate of Deposit accounts.
– May face a penalty for withdrawing principal before the maturity date or renewal date (if applicable) for Certificate of Deposit accounts.
The Board of Directors, as required by law, reviewed and set the rates effective September 29, 2023. Risk based lending guidelines are followed as per federal regulation. Rates are subject to change without prior notice. For further information regarding applicable fees and terms, contact an employee at any South Texas Federal Credit Union office.
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield
